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Motorbike insurance, particularly for young and inexperienced bikers, can be expensive so it's always wise to look for ways you can lower your premiums. Using a comparison site, such as MCE Bike Insurance, will help you compare the cost of motorbike insurance and get a competitive quote on quality insurance.

Here are some other suggestions for lowering your premiums;

• Keep your bike in a secure garage rather than outside on the street.
• Install a security device such as an alarm, bike lock or immobiliser.
• Limit your mileage. The more miles you do, the more you will pay.
• Complete an advanced riding course to update your skills and lower your premiums.
• Increase the amount of excess you are willing to pay. Many riders only opt for the minimum amount of excess but by increasing this amount you will lower your annual premiums, which might work out cheaper in the long run.
• Some insurance companies offer discounts for setting up a direct debit to pay for your insurance.
• Consider using the same provider for your home, business or travel insurance. You should be able to get discounts if you have more than one policy with the same provider.
• Stick to the same provider for a number of years without making a claim and you should be entitled to a discount - negotiate your quote first before moving providers.
• Know what type and level of insurance you need - if your insurance premiums are particularly high because you are a young rider, or have previous claims or convictions, then you might want to consider only having third party insurance for a while or missing out on some of the optional extras.
• A more expensive motorbike will cost you more to insure. If the cost of your motorbike insurance is too high, consider buying a different model with a less powerful engine.
• If you have a vintage bike, try a specialist provider who may be able to give you a better deal.

It's always important to be truthful when you purchase motorbike insurance as false information could invalidate your claim.